Wealth - Do You Want to Know When You Will Win That Big Lottery Prize?

Let's face it, most citizen want greater wealth than what they already have.

Wealth means not having to worry about being able to pay the seemingly never-ending flood of bills that we are drowned with most of the time. Wealth means a comfortable lifestyle, a luxury home, a nice motor vehicle, vacations, travel, beautiful clothes and all the trappings that having an fullness of money brings.

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Most citizen have No Plan to attain such a position of wealth.

Perhaps the most common plan, if you could call it that, is the weekly buy of a lottery ticket. Somebody has to win the big one. Right? You've gotta be in it to win it. Right?

So, do you want to know When you will win that big lottery prize? Allow me to afford you a sobering thought...

Imagine, just for a moment, that you were standing shoulder to shoulder in a massive line of one million people. Imagine now that you were informed that the heavens were going to open up and that a bolt of lightning was going to descend and kill One person instantly.

How safe would You feel? There are 999,999 Other citizen in that line.

Ok. Now reverse that recipe of thinking. How sure do you feel that you can win that elusive big lottery prize now?

If your wealth creation strategy is nothing more than you pinning your hopes on winning a big lottery prize then, I'm sorry, but you are living an Alice-in-Wonderland existence. It ain't gonna happen.

Yes, I know - somebody has to win it. Somebody always wins it.

I'm not trying to tell you not to play the lottery. I often buy a ticket myself. It's a bit of fun. However, if you are sweating on this as your main recipe to originate wealth then you are deluding yourself.

The vast majority of wealthy citizen worked for it. They had a plan, they stuck to it and over a period of time they became wealthy. Isn't it time that you started to put a plan in place for yourself? Relying on the huge lottery win makes no sense at all.

Find a plan. Work the plan. Let the plan make all your dreams come true. It's a proven recipe for creating wealth.

Wealth - Do You Want to Know When You Will Win That Big Lottery Prize?

Uneasiness With Wealth? No!

Have you ever worked for a boss who is downright implacable? That feeling is probably on the top of my list of things that, to me, are incorrigible. We all have battled with the grief of showing up to work in an environment that we abhor. Micromanagement stifles your creativity, but it seems like you have no choice. Many a worker/employee tolerate the thinking battering from a stealthily hostile environment until retirement. Some very emotional people take the reprisal home and it is redirected to house members, friends, a valuable other and so on. I've observed in corporate environments the rapid growth in iconoclastic behavior. The chasm in the middle of the "in the trenches" worker and the "system" grows more and more every year. As the cheaper worsens, some managers have chosen to intensify the pressure on the worker. Due to the high unemployment rate, some bosses have grasped and wield an authority that has reduced their employs to mendicants. Fellowships downsize and in so doing duplicate or triple the accountability of an employee. Unfortunately,most of the times this is done without communication as to why, how and when. In steps resentment.

One look at the "occupy" movement will identify the growing displeasure with unfair living conditions, indigence and the arrogance displayed by some. It is unfortunate that it appears to be an outcry against wealth.Maybe it's nothing but a cry for equity and humanism in the work place and the world at large. There are those who absolutely detest success. There are those with ulterior motives, but I am convinced that the raising of this movement, the motivation and the hold echoes a sentiment that needs to be addressed regionally, nationally and globally. There are questions that need to be asked and answered on a forum of the people. Our media gleefully assigns catchy names to athletes, artistes and uprisings. The Arab spring, the subway series and now the 99%. The world is at a point of volatility. people are angry, disillusioned, and feel betrayed. The powder keg is there, the match is available. It would be seditious to ignore the cries of the people. This movement will not go away because these are the same kids that lent us the world. Address their issues.

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Our children need to be presented with a future that is promising. One young man asked me quite recently, "when all these wars are started, the people who started them are gone, what will we do? This my friend is the new generation.

Uneasiness With Wealth? No!

Sex, Money and Divorce

The biggest problems that causes people to get a divorce in the USA and I would also suspect in most of the rest of the Western world is sex and money are going to be the biggest reasons, in both cases one party doesn't feel that there is enough sex or money and divorce lawyers are sought.

With both of these reasons, if there is enough time, if the communication hasn't completely broke down, you might be able to save a marriage through talking and then taking actions to make both sides comfortable and allow them to avoid a divorce.

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Money

Money Most people would be surprised how much money just slips through their fingers and they get to the end of the month and they say to themselves where did all of the money go. You should if money is tight know exactly where all of the money has gone! Budgets that are followed are going to be the best single thing that keeps a divorce at bay. Even if you cannot discipline yourself to following a ridged budget, just knowing where the money is being spent might enlighten you and stop some frivolous spending.

When I quit smoking one of the things that I used to motivate myself was how much money I would be saving, so I started to write down how much I was really spending on cigarettes and the essences of it is this, you do not just walk into a 7-11 and buy just cigarettes, you get a drink and bag of chips or a hot dog and they are all cheap, but you walk out the door and you have spent , and sometimes bucks and that happens every day. If you have 10,000 debt on credit cards that is more than your minimum payment! The biggest truth out there is to have a plan and live below your means.

Think about it? Do you really need a fancy car that is a gas guzzler, because if you go through a divorce you are probably going to find yourself having to radically downsize your life style! Trust me it makes more sense to do it proactive, rather reactive, wouldn't you agree?

Sex

Sex, now that is a tough one, and it is real tough to talk about, but if you are serious about saving your marriage you are going to have to talk about it, hopefully in a quiet location with a bottle of wine. You might start with a couple of sexy magazines and with a spirit of exploration try to figure out where each side needs to go to get their expectations met or at least moved towards a workable sex life for both parties.

Divorce

Now these suggestions might not be successful in the end, you might still need a divorce lawyer, but if you both try these suggestions honestly, hopefully, you have reopened the communication channels and you can agree to disagree and be able to talk to one another with the goal of getting an amicable split. Couples that end up in divorces that can talk and reason with each other are many times going to get the cheaper divorces as they will not have their divorce attorneys proxy fighting for them. Good Luck!

Sex, Money and Divorce

I May Inherit Money Soon After My Bankruptcy Discharge, Now What?

The bankruptcy law says that if a debtor inherits money from someone who dies within 180 days of the date the debtor filed bankruptcy, that money becomes part of the bankruptcy estate even if you received a Chapter 7 bankruptcy discharge. What that means is that if you filed bankruptcy September 30, 2009 and a relative/friend died December 30, 2009, and you inherited money from them, you would need to report that money to the bankruptcy court and it would become part of the bankruptcy estate.  However, it is not illegal to make plans so that your inheritance does not fall under the jurisdiction of the bankruptcy courts. Here are your options:

Your friend/relative can setup a spendthrift trust for your inheritance. The bankruptcy court cannot seize a spendthrift trust if it is properly created. You will need an attorney to properly create the spendthrift trust and avoid trouble with the bankruptcy court. Your friend/relative can rewrite their will to remove you from it so that another person inherits the money.  That person, if they choose can then gift the inheritance to you 180 days after you filed bankruptcy or they may be able to give you the gift before the 180 days has lapsed because the bankruptcy court cannot seize gifts after your bankruptcy has been finalized. You can simply not claim the inheritance. You are not by law required to claim an inheritance. Remember, there is nothing wrong with planning to maximize the benefits of bankruptcy. You can legally do so by planning the timing of an inheritance or using tools to avoid the seizure of assets in bankruptcy. However, it is illegal to hide an inheritance, by not telling the bankruptcy court about it or using illegal means to avoid including it in the bankruptcy estate.  If you plan to receive an inheritance during or after your bankruptcy please discuss with your bankruptcy attorney, how you can protect this asset.

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I May Inherit Money Soon After My Bankruptcy Discharge, Now What?

Wealth Masters International - Scam Or Legitimate chance

If you're out shopping for a new firm to sign on to, there are some very specific things that you need and want to know. Supervene along for a tell of Wealth Masters International.

Who's Running the Company?

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Kip Herriage founder and Ceo of Wealth Masters International, a Texas based company, incorporated in 2005. Kip's background is in the finance business with 15 yrs spent on Wall Street. Karl Bessey, Predident and Co-Founder of Wmi has a very separate background. He was an underground coal miner in Utah for 22 yrs before becoming complicated in the Mlm industry.

Kip and Karl founded Wmi with the foresight "to generate success and wealth in others, one person at a time.

What Is The Cost To Join?

Wealth Masters International is broken down into three courses: m1, m2 and m3. The m1 policy is sold for 95, m2 for 95, and m3 for ,995. You are not required to buy the m1, m2,or m3 products to come to be a counselor with Wmi. You have the selection of choosing to pay 9 to come to be a yearly counselor for Wmi. If you decide on this option, you will be passing up your first 3 sales and the sponsorship of those habitancy to your sponsoring consultant. Following the third sale and member pass up, the "newbie" is now "qualified" and enters the Wmi compensation Plan as a "Consultant". The 9 fee is a small price to pay comparatively to the ,000 price tag, but you are required to pass up your first 3 sales along with sponsorship. From there the firm model is similar to that of an Mlm company. If you are not powerful to receive definite percentages of your sales yet, then they are passed up to your sponsor.

Wealth Masters International recommends joining with their "platinum plus program" which consists of all three courses and is priced at ,750.

What If anything Makes This firm Stand Out From The Rest?

Wmi is a new firm without the long term backing of other companies. We are yet to see if they will even be colse to in 5 yrs or end up as the next online scam. A few of their products ready are repairing you credit, instruction of the family, incorporating your business, etc. One major draw back is that the products are distributed by mail rather than fully online. Internet automation just cuts down on a lot of paperwork hassle. At this point the firm consists of a lot of Big Mlmer's who have switched over to test the direct sales water.

So in the end what assuredly stands out about this firm is a concentrate of things. You Do Not get to keep 100% of the commissions. You will be Continually passing up money to your upline over and over again. But the truly shocking thing is the price tag to sign up. If you are going to spend ,000 on a program, you best make sure that the returns are immediate, and that you have all the withhold in the world from your sponsor.

Wealth Masters International - Scam Or Legitimate chance

Home Owners assurance Vs secret Mortgage assurance (Pmi)

Each mortgage payment includes 5 items. It is called "Piti + Pmi". "P" stands for payment that reduces the primary loan equilibrium (This goes towards your equity ). "I" stands for Interest that you pay to the lender for lending you the money to buy the house. "T" stands for Taxes to the county. "I" Stands for the Home owners Insurance. Finally, "Pmi" stands for incommunicable Mortgage Insurance.

Homeowners guarnatee is a must if there is a mortgage on your house. It's the only financial safety for the course holder's largest asset. It protects your home, your belongings inside and any losses due to a disaster. It's your personal liability that protects you...not the bank.

Insurance

For example, if your house is damaged or destroyed, or if your valuables are stolen, you sense the guarnatee firm and they will send out an appraiser who will correlate the damage and furnish you with an appraisal of the cost to repair. If the loss is due to theft or vandalism, the appraiser will need a detailed list of the items stolen or damaged, their value and police reports filed due to the theft or vandalism.

On the other hand, incommunicable Mortgage guarnatee is extra guarnatee lenders require from most home buyers who collect loans that are more than 80 percent of the homes value. Normally, buyers with less than 20 percent down on a home are required to pay Pmi.

In the mortgage business, it protects the lender against loss if the borrower defaults on the loan and by enabling borrowers with less cash to have greater way to home ownership. Meaning, you can buy a home with a three to five percent down payment without waiting years to save up a large sum of money. However, if the lender is unable to recover costs after foreclosure and sale of the property, they receive 15 percent of what you did not pay at closing.

Home Owners assurance Vs secret Mortgage assurance (Pmi)

How to Make Money Right Now Even If You Are Unemployed

How To Make Money While Unemployed

If you are someone who has recently been unemployed or has been on unemployment for some time now, then you know how frustrating it can be to find a reliable job. In fact, you probably know first hand that getting a decent job during these hard times is near impossible.

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Want to know a little secret though? You've been looking for opportunities in all the wrong places. It is possible for you to make a very good salary doing some that you enjoy. How? By making money online.

Earn A Great Salary By Making A Living Online

There is tons of opportunity on the internet and getting started with earning cash online is now easier than ever. This is because there are tons of resources on the internet which allow you to easily leverage the work of others in order to reap in huge profits.

Honestly, making money through the internet is literally as easy as identifying an interest that you have and then finding a potential market which shares that same interest. Once you are able to finding something that you have a passionate interest for then you will be absolutely set to make some niche cash online.

Use A Solid System To Get The Most Out Of The Internet

The only downside to making money through the use of the internet is that there is a ton of stuff to learn initially. So much so that you will most likely be overwhelmed if you aren't quite sure where to get started or how to get started for that matter. That is why is is very important to find a solid and proven system for making cash online using legitimate means.

Earning money on the internet will require you to essentially construct your own business model. This can be very difficult if you are just starting out as there is a ton of crap information out there.

How to Make Money Right Now Even If You Are Unemployed