8 things you should pay for - no matter what [chapter2]

4. Medicines, medical tests and examinations and emergency care.
Out-of-pocket insurance can be extremely expensive, especially if you are unemployed (or underemployed, for that matter). However, getting a mammogram if you have a family history of breast cancer or taking the drops if you have glaucoma should be considered non-negotiable. Ditto for birth control - I assure you that children are more expensive than contraception.

Social media popular figure in real estate away this year, after days of posting on Facebook about how she was sick, his friends later admitted that she was trying to avoid a doctor's visit because she had no health insurance. Even without insurance, emergency care and many health posts even the audience will see if you are sick on a sliding scale or sometimes for free or for a payment arrangement. Do not risk your health - or your life.

5. bald tires and bad brakes.
Many of these "must pays" are items that can evolve to the astronomical costs or cause a health hazard if not paid. bald tires and bad brakes fall into both categories, both causing car accidents with the potential for injury, property damage and liability they cause. The National Highway Traffic Safety Administration (NHTSA) offers tips for determining if your tires are not safe in his pamphlet Tire Safety: Everything Rides On It, you can meet the safety standards of these materials brake Brake Safety Awareness, here.

6. Roadside assistance service.
Depending on where you live, the annual fee for services such as the Automobile Association of America to run right around the same as the cost of having your car towed 10 miles in some places, much less than one trailer in others. But a roadside assistance service will cover you all year, though they often require "tow limits" on the miles you cover and the number of trailers will cover a year. Be aware that some car manufacturers, insurers and auto programs credit card also offers a roadside assistance feature, so if you're looking to cut costs and still cover up, investigate whether you might already be covered.

Being stranded on the roadside is dangerous and unwise - especially if you're caught without a room by credit card or have your car towed. "Abandoned" public cars tow ends in meters, where you can accumulate hundreds of dollars in storage costs per day.

7. Owners Association (HOA) dues.
An increase in defaults HOA epidemic was another side effect of the recession, and has a dramatic impact on the quality of all the 'owners' of a condominium living and equity. When over 15% of units in a building or complex are behind on their debts, mortgage lenders stop lending to new buyers who want to buy units. That quickly stops all cash buyers, but to buy units and can quickly cause values to fall and arrested the owners of the unit to lose their homes to foreclosure.

If this is not enough to make you want to pay your HOA dues, here's an even more compelling reason: HOAs have the power to foreclose on your house and sell it at auction if your debts falling seriously behind.

8. Property taxes.
County tax assessors also have the right to foreclose on homes that are seriously delinquent on their property taxes, although up to five years of non-payments in many states.